Plainfield Bankruptcy and Local Resources
Make sure to checkout our useful Plainfield Links Below.
PLAINFIELD BANKRUPTCY DEFINITIONS ARE DESCRIPTIONS:
Have a Lawsuit and Live in Plainfield, Indiana?
Lawsuits are stopped and shut down by filing bankruptcy. Lawsuits are "stayed" until the are usually dismissed by the creditor or the court. There are only very limited exceptions to this rule such as divorce or child support suits. If you have a Danville Courthouse Lawsuit, we can stop this lawsuit by filing bankruptcy.
Have a Garnishment on your Paycheck and live in Plainfield, Indiana?
These are a result of an order coming out of a creditor's state court collection lawsuit. The order says that your employer must start taking portions out of your paycheck to pay back the creditor's debt. Bankruptcy stops garnishments and usually shuts down (or "stays") all lawsuits against you.
Forclosure of Your Plainfield Home?
A foreclosure action or sheriff sale is either cancelled or postponed by the bankruptcy filing. Usually, Chapter 7 only postpones the forclosure process. Chapter 13 has the ability to permanently cancel a foreclosure action by allowing the filer to pay back the arrears of the home through the Chapter 13 plan payments.
Chapter 7 Bankruptcy in Plainfield:
This is the Bankruptcy that allows you to get a full "Fresh Start." Your debts are fully eliminated (with some exceptions such as student loans). You can keep your house and car(s) if you can afford to keep making the payments. This the most common bankruptcy. It is the Bankruptcy that approximately 85% of people from the Plainfield Area choose to file to get relief. Some restrictions on income and assets can apply.
Chapter 13 Bankruptcy in Plainfield:
This the "Reorganization" Bankruptcy that allows you to reorganize your debts into a more affordable payment plan that will last for 3-5 years. This bankruptcy can negotiate better terms sometimes for the payback of your loans. This bankruptcy can also be used to stop foreclosure and bring house payments up to date. Approximately 15% of people living in the Plainfield area file this type of bankruptcy. This type of bankruptcy is also chosen when it is not possible to file Chapter 7 bankruptcy due to income, asset, or prior filing restrictions.
PLAINFIELD'S STATE (HENDRICKS COUNTY) COURT SYSTEM:
Most non-bankruptcy Plainfield court cases are handled through the Hendricks County Court System. Common examples include when creditors sue for collection, married couples file for divorce, or an inhertiance is handled through probate. These courts are located in Danville, Indiana in the Courthouse in the middle of town.
Hendricks County's Court (for non-bankruptcy):
One Courthouse Square
51 W. Main St., # 104
Danville, IN 46122
Pho: (317) 745-9231
http://www.in.gov/judiciary/hendricks/
Or you can reach Plainfield's Courts from this other local website:
http://www.co.hendricks.in.us/sup_courts.html
Plainfield is also a growing area that is rich with organizational and govermental resources. We have included links to some of these non-bankruptcy local resources here:
THE TOWN OF PLAINFIELD'S MAIN SITE: http://townofplainfield.com/main/
Hendricks County Government http://www.co.hendricks.in.us/ |
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Helping Hendricks County Families Get Out of Debt
Our All-Local County Bankruptcy Staff is Ready to Assist You
Three proud Bymaster Bankruptcy staff members: Jeff Cragun, Tiffany Mulvaney, and Anna Bymaster. We are ready to assit you in your Plainfield Bankruptcy Needs.